This new habit that I wanted to develop is not the easiest thing I've ever done. I had gotten into the habit of being able to buy, within reason, anything I wanted and not have to worry about the consequences. I had enough money to make the bills and stuff.
What I didn't have was a good handle on where the money was going.
Then in 2009 I noticed that this way of thinking wasn't working any more. We weren't saving any more. In fact every time I put money into the savings account I would end up using it later in the month to cover something else.
I've been using Quicken and it's ability to categorize things better and I am more aware when I spend but it's not easy. I am having a hard time telling my self no when I want to get something. Like a ball of yarn for a project I'm working on or The YarnHarlot's new day-to-day calendar. I am dealing with feelings of sadness. I work hard I should be able to have what I want and stuff like that. I keep telling my self the buying those things, even those they are small items, they do add up and don't contribute to my goals.
Oh wow, you and me are in the same boat, sistah! There was a time when any ole' thing I wanted, I got. Now, well, not working really puts a crimp in the disposable income.
ReplyDeleteGood luck with your endeavor, and I will keep on cheering you on!